?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=Likwaya%2C+Olive&rft.aufirst=Olive&rft.aulast=Likwaya&rft.inst=Griffith+College&rft.title=Impacts+of+Village+Savings+and+Loan+Associations+in+Economic+Development+and+People's+Livelihoods+in+Malawi.&rft.degree=Masters&rft.date=31+August+2020