?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.aufirst=Steven&rft.aulast=Roberts&rft.au=Roberts%2C+Steven&rft.title=Business+%26+Finance&rft.date=27+September+2018&rft.atitle=Guest+Article%3A+State+of+the+Unions.&rft.genre=article